images Zayn Malik denies he#39;s engaged In love with Zayn Malik,zigma12-27 10:21 PMThe requirement for citizenship or GC is because of the Patriot Act. The banks have had to adopt some of the regulations as part of their process. If the person is neither a citizen or PR then the government reuqires other information to ensure security (not very foolproof as most of the people in the mortgage
